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Jigzo

Multi-currency treasury, FX and cross-border payments in one account

The foundation of the corporate offering: hold balances across 22 currencies, send and receive payments over 7 institutional rails — including third-party payments to suppliers and partners anywhere the rails reach — and convert between currencies in real time, all inside one branded treasury environment your network signs into, carrying your name.

Payment rails
Faster Payments · BACS · CHAPS · SEPA · SEPA Instant · TARGET2 · SWIFT.
Currencies
22, including GBP, EUR and USD.
SEPA Instant
Settlement in seconds, around the clock.
Product data

One account. 22 currencies.

Hold balances, collect payments and convert in real time — all inside one treasury view.

Features are subject to regulatory approval, risk appetite and jurisdiction.
CurrencyNameAvailability
AEDUAE DirhamBusiness
AUDAustralian DollarBusiness
CADCanadian DollarBusiness
CHFSwiss FrancBusiness
CZKCzech KorunaBusiness
DKKDanish KroneBusiness
EUREuroBusiness & Personal
GBPPound SterlingBusiness
HKDHong Kong DollarBusiness
HUFHungarian ForintBusiness
JPYJapanese YenBusiness
MXNMexican PesoBusiness
NOKNorwegian KroneBusiness
NZDNew Zealand DollarBusiness
PLNPolish ZłotyBusiness
RONRomanian LeuBusiness
SARSaudi RiyalBusiness
SEKSwedish KronaBusiness
SGDSingapore DollarBusiness
TRYTurkish LiraBusiness
USDUS DollarBusiness
ZARSouth African RandBusiness
Product data

The right rail for every payment.

RailDescriptionSpeed
SWIFTGlobal cross-border payments to virtually any banked market.Same day – 2 business days
SEPAEuro credit transfers across the Single Euro Payments Area.Same or next business day
SEPA InstantInstant euro transfers, around the clock.Under 10 seconds
Faster PaymentsNear-instant sterling payments across the UK.Typically seconds
BACSUK batch sterling payments for scheduled flows.3 business days
CHAPSSame-day, high-value sterling settlement.Same business day
TARGET2High-value euro settlement through the Eurosystem.Same business day
Outbound capability

Third-party payments, first-class

Many platforms restrict corporate clients to moving their own funds. Jigzo business accounts support genuine third-party payments across every rail.

  • Pay suppliers, contractors and partners directly from multi-currency balances.
  • Collect inbound payments in local currency across supported markets.
  • Convert between currencies in real time before or after settlement.
  • Every payment monitored under Jigzo’s compliance framework — protection without friction for legitimate flows.
Real-time FX

From quote to settled balance in one flow

Currency conversion belongs inside the treasury, not in a separate relationship — no external broker, no settlement gap.

  • Live rates across supported currency pairs, quoted before execution.
  • Convert directly between treasury balances — the converted amount is available immediately.
  • Combine FX with payments: convert and pay a third party in their local currency in one operation.
  • Full audit trail of every conversion in statements.
app.novabank.com
FX
Currency conversion
You convert
250,000.00
🇬🇧 GBP
Recipient account receives
291,425.00
🇪🇺 EUR
Rate locked · 1 GBP = 1.1657 EURReal-time execution
Treasury operations

Built for finance teams, managed by Jigzo

  • Deposits by bank transfer and crypto, so funding the account is never the obstacle.
  • Permissioned multi-member access for finance teams, with clear roles and controls.
  • Statements and automated notifications on account activity.
  • Jigzo executes payment operations and regulatory governance behind the scenes.
app.novabank.com
NOVABANK
EURIBAN ···· 7091
42,318.60
IN +9,120OUT −6,480
GBPIBAN ···· 7091
27,904.15
IN +12,400OUT −8,860
+ more
USDT 6,540.00
Gateway balance
OnrampOfframp
Account owner
ALDERWOOD TRADING LTD
EuropeInternational
GB·· ···· ···· ··42 7091
SEPASEPA InstantTARGET2SWIFTPowered by Jigzo
Frequently asked

Frequently asked questions

Which currencies are available to business account holders?

Business accounts support 22 currencies: AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, MXN, NOK, NZD, PLN, RON, SAR, SEK, SGD, TRY, USD, ZAR.

Which payment rails are available?

Business accounts operate across SWIFT, SEPA, SEPA Instant, Faster Payments, BACS, CHAPS and TARGET2. Personal accounts operate across SEPA and SEPA Instant on a strictly first-party basis.

How quickly do payments settle?

It depends on the rail: SEPA Instant and Faster Payments typically settle in seconds, CHAPS and TARGET2 the same business day, SWIFT from same day up to two business days.

How is FX priced for partners?

FX pricing forms part of the commercial model agreed during partner onboarding, and revenue attributable to your deployment is visible in the Partner Admin Portal.

Talk to the partnerships team.

See it in action — the discovery call includes a live demonstration of the platform.