Most fintechs rent their banking. Yours will run it.
The market is full of interfaces on borrowed rails. Yours can hold the accounts, the payment rails and the compliance operation itself — running in your name, on your platform, under Jigzo's regulated framework. Turnkey, with no API build required.
The ceiling is not the product. It is who runs the banking underneath it.
The market is full of fintechs that are a front end on borrowed rails — the product is theirs, the banking underneath it is not.
A roadmap can only go as far as the provider behind it: new currencies, new rails and new markets arrive on someone else's schedule.
Reselling someone else's banking leaves the economics, and the relationship, one step removed from the business that built the product.
Even a well-built integration still leaves the banking someone else's to run — and the integration project itself never quite ends.
Platform capabilities configured for fintech companies.
The accounts, the payment rails, the cards, the FX and the digital-asset settlement run as one operation — configured, deployed and managed by Jigzo, in your name, on your platform. You operate it; there is no API build and no integration project.
Multi-currency IBAN accounts
Named accounts to collect, hold and send funds in 22 currencies.
Cross-border payments
Send payments via SWIFT, SEPA, Faster Payments, CHAPS, BACS and TARGET2.
Real-time FX
Convert between supported currencies in real time.
Personal accounts
A named EUR IBAN wallet, crypto access and a personal Visa card for individuals in your network.
P2P transfers
Transfer funds instantly to other registered accounts on the platform.
Visa corporate card
Stablecoin-funded, virtual, instant issue. USD-denominated. Apple Pay and Google Pay.
Visa personal card
Stablecoin-funded, virtual, instant issue. USD-denominated. Apple Pay and Google Pay.
100+ cryptocurrencies
Access 100+ cryptocurrencies for deposit, withdrawal and settlement.
Stablecoin settlements
Settle in USDT or USDC — instant and borderless.
Crypto deposit & withdraw
Deposit and withdraw crypto to and from external wallets.
Fiat-to-stablecoin onramp
Convert fiat balances into stablecoins.
Stablecoin-to-fiat offramp
Convert stablecoin holdings back into fiat.
Bulk payments
Send large single payments to a single beneficiary.
Batch payments
Pay multiple beneficiaries in a single instruction.
Partner Admin Portal
Monitor activity, track volumes, manage users and review performance in real time.
Team permissions
Role-based access for finance, operations and management teams.
Activity statements
Statements and automated notifications on account activity.
Compliance & monitoring
AML/CTF controls and continuous transaction monitoring.
How a fintech runs on the platform.
Define
Deploy
Operate
Extend
Define
Deploy
Operate
Extend
Regulatory governance and policies.
The platform operates under regulatory frameworks spanning the UK, EU and Canada. Review our published policies for full detail.
Frequently asked questions
Do we integrate with your API?
No — there is no API build and no integration project on your side. The platform is turnkey: Jigzo configures and deploys a branded environment, and you operate it from the admin portal. That is the difference between operating the banking and integrating someone else's.
Does our company become licensed or regulated by launching on Jigzo?
No. Deploying does not confer regulatory status on your business. Every end-user is onboarded under the Jigzo regulatory framework, and the regulated activities — AML/CTF screening, continuous transaction monitoring and account-level servicing — are managed by Jigzo. What becomes yours is the operation.
What is actually ours in a fintech deployment?
The brand, the product decisions, the commercial terms and the client relationships. Accounts, payment rails, cards, real-time FX and digital-asset settlement run as your operation, in your name, on your platform — configured, deployed and managed by Jigzo.
How long does onboarding take?
Most partners are live within a month of the discovery call — some in a matter of weeks. Compliance review and platform configuration run in parallel.