Crypto and stablecoins for everyday personal use
Personal account holders can deposit, withdraw and convert from a digital asset set 100+ deep, USDC and USDT among them, alongside their EUR balance — a spending and settlement capability in your name, on your platform.
app.novabank.com
PERSONALCrypto & stablecoinsDeposit · Withdraw · Convert
Deposit — external wallet
+250.00 USDC
Complete
Onramp — EUR balance
200.00 EUR → USDC
Complete
Card top-up — personal card
75.00 USDC
Complete
Withdraw — own wallet
−0.0150 BTC
Complete
- Account
- A named EUR IBAN in the holder's own name.
- Rails
- SEPA & SEPA Instant, strictly first-party.
- Transfers
- Instant to other platform users.
Five actions
Five actions. Nothing speculative.
Everything an individual needs to hold and use digital assets, without leaving the wallet.
Features are subject to regulatory approval, risk appetite and jurisdiction.
- Onramp from the EUR balance into stablecoins.
- Offramp back to EUR whenever it suits — the converted amount lands in the wallet.
- Convert between supported digital assets.
- Deposit crypto and stablecoins from external wallets.
- Withdraw to the holder’s own external wallets.
Everyday framing
Spending and settlement, not speculation
- Stablecoin balances fund the Visa personal card — hold USDC or USDT, spend in USD.
- Hold stablecoin balances alongside the EUR balance, converting as needed.
- Every movement covered by statements and automated notifications.
- The platform is a payments product — it is not positioned for speculative trading.
Frequently asked
Frequently asked questions
Which assets can personal account holders use?
The platform supports 100+ cryptocurrencies and stablecoins, including USDT and USDC.
How does crypto relate to the personal card?
The Visa personal card is funded manually on demand from the holder’s stablecoin balance — USDC or USDT — and spends in USD.
Is this different from the business crypto capability?
Same assets, different framing: personal accounts are scoped to individual use — spending and converting — while business accounts use crypto for treasury settlement and counterparty payments.